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✦ AI Insight
Restated Financials (₹ Cr.)
| Period Ended | 31 Dec 2025 | 31 Mar 2025 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|---|
| Assets | 14,716.31 | 12,500.53 | 8,767.62 | 6,678.80 |
| Total Income | 1,870.14 | 1,893.77 | 1,296.13 | 880.71 |
| Profit After Tax | 290.15 | 373.15 | 309.04 | 109.06 |
| EBITDA | 1,103.56 | 1,152.89 | 871.50 | 560.25 |
| NET Worth | 4,202.44 | 3,803.27 | 3,386.77 | 2,547.80 |
| Reserves and Surplus | 3,556.20 | 3,335.29 | 2,742.02 | 1,953.00 |
| Total Borrowing | 10,163.76 | 8,358.51 | 5,017.15 | 3,864.37 |
| Amount in ₹ Crore |
Peer Comparison
| Company | Issue Type | Issue Size | Issue Price | PE Ratio | Listing Day Close | Listing Gain/Loss % | LTP |
|---|---|---|---|---|---|---|---|
| OnEMI Technology Solutions Ltd. | Mainboard | ₹925.92 Cr | ₹171 | 12.65 | ₹208.63 | +22.01% | ₹340.15 (-1.48%) |
Objects of the Issue
| # | Issue Objects | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | Gross proceeds of the Fresh Issue | 1,250.00 |
| Total | 1,250.00 |
About InCred Holdings IPO
Incorporated in January 2011, InCred Holdings Limited is a diversified financial services company engaged in merchant banking, debt syndication, debt advisory, corporate consultancy, fund-raising, and investment management services. The company is registered as a Merchant Banker with SEBI and also acts as an investment manager to a SEBI-registered Alternative Investment Fund. The company derives a significant portion of its business through its material subsidiary, InCred Financial Services Limited (IFSL), a retail-focused, middle-layer NBFC registered with the Reserve Bank of India. InCred offers a diversified lending portfolio across Personal Loans, Student Loans, Secured Business Loans, Specialized MSME Loans, and Lending to Financial Institutions. As of March 31, 2025, the company had Assets Under Management (AUM) of ₹12,585 crore and reported a Profit After Tax (PAT) of ₹373 crore. Founded by Mr. Bhupinder Singh in 2017, InCred focuses on serving underserved borrower segments through a technology-driven platform, robust risk management framework, multi-channel distribution network, and customer-centric lending solutions. The company leverages AI-enabled technology across the c
Contact Details
InCred Holdings Ltd. AddressUnit No 1203, 12th Floor,B Wing, The Capital, C-70,G Block Bandra Kurla Complex, Bandra EastMumbai, Maharashtra, 400051+91-22-6844-6100ihl.compliance@incred.comVisit Website