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Open
21 May 2025
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Close
23 May 2025
3
Allotment
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Listing
Wed, May 28, 2025
Price Band
₹57 to ₹60
Issue Size
42,76,000 shares (agg. up to ₹26 Cr)
Lot Size
2,000 Shares
Listing Date
Wed, May 28, 2025
Latest GMP
₹10
Est. Gain
16.67%
✦ AI Insight
GMP Trend
28-05-2025₹10Est. ₹70+16.67%
27-05-2025₹10Est. ₹70+16.67%
26-05-2025₹16Est. ₹76+26.67%
Live Subscription
| Category | Subscription (times) |
|---|---|
| Total | 74.07x |
Restated Financials (₹ Cr.)
| Period Ended | 31 Dec 2024 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|
| Assets | 221.60 | 235.82 | 187.27 |
| Total Income | 31.03 | 33.01 | 25.57 |
| Profit After Tax | 4.92 | 3.97 | 2.93 |
| NET Worth | 69.67 | 65.25 | 61.78 |
| Reserves and Surplus | 60.52 | 56.10 | 52.63 |
| Total Borrowing | 145.89 | 165.58 | 120.45 |
| Amount in ₹ Crore |
Peer Comparison
| Company | Issue Type | Issue Size | Issue Price | PE Ratio | Listing Day Close | Listing Gain/Loss % | LTP |
|---|---|---|---|---|---|---|---|
| Usha Financial Services Ltd. | SME | ₹98.45 Cr | ₹168 | 19.83 | ₹155.85 | -7.23% | ₹33.00 (-4.35%) |
| Manba Finance Ltd. | Mainboard | ₹150.84 Cr | ₹120 | 14.39 | ₹157.45 | +31.21% | ₹136.20 (+0.89%) |
| Northern Arc Capital Ltd. | Mainboard | ₹777.00 Cr | ₹263 | 11.78 | ₹323.40 | +22.97% | ₹314.30 (-0.76%) |
| Akme Fintrade (India) Ltd. | Mainboard | ₹132.00 Cr | ₹120 | null | ₹133.35 | +11.12% | ₹9.46 (+2.37%) |
Objects of the Issue
| # | Issue Objects | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | Augment the capital base of the Company | 22.00 |
| 2 | General Corporate Purposes | 1.06 |
| 3 | Issue Expenses | 2.60 |
| Total | 25.66 |
About Dar Credit IPO
Incorporated in 1994, Dar Credit and Capital Limited is a Non-Banking Finance Company (NBFC) offering three primary types of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, DCCL extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs. As of December 31, the company had 24,608 Active Customers, who are served by our 27 branches and Camps across 64 districts in 6 states in India. The company's loan portfolio was moderately diversified, comprising 44.46% personal loans to individuals, 40.12% micro loans, 2.65% unsecured SME loans, and 12.76% secured MSME loans. Services: Personal Loan to the employees of Municipalities Unsecured MSME Loans Secured MSME Loans As of December 31, 2024, the company had 224 employees. Competitive Strength: Quick and Efficient Loan Processing along with flexible Lending Practices. Strong Understanding of Local Markets. Use technology to improve credit assessment, risk management, and customer s
Contact Details
Dar Credit & Capital Ltd. AddressBusiness Tower, 206AJC Bose Road6 th Floor, Unit No.6BKolkata, West Bengal, 700017+91 9883847875co.secretary@darcredit.comVisit Website