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Open
9 Feb 2026
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Close
11 Feb 2026
3
Allotment
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Listing
Mon, Feb 16, 2026
Price Band
₹122 to ₹129
Issue Size
7,82,94,571 shares (agg. up to ₹1,010 Cr)
Lot Size
116 Shares
Listing Date
Mon, Feb 16, 2026
Latest GMP
₹-2
Est. Gain
-1.55%
✦ AI Insight
GMP Trend
16-02-2026₹-2Est. ₹127-1.55%
15-02-2026₹-3Est. ₹126-2.33%
14-02-2026₹-3Est. ₹126-2.33%
Live Subscription
| Category | Subscription (times) |
|---|---|
| Total | 1.02x |
Restated Financials (₹ Cr.)
| Period Ended | 30 Sep 2025 | 31 Mar 2025 | 30 Sep 2024 | 31 Mar 2024 | 31 Mar 2023 |
|---|---|---|---|---|---|
| Assets | 7,116.01 | 6,338.63 | 5,819.05 | 4,869.59 | 3,126.00 |
| Total Income | 863.02 | 1,504.99 | 717.05 | 1,071.75 | 643.34 |
| Profit After Tax | 64.60 | 175.25 | 107.80 | 171.68 | 39.87 |
| NET Worth | 1,727.37 | 1,658.87 | 1,593.17 | 1,232.65 | 754.49 |
| Reserves and Surplus | 1,689.58 | 1,621.08 | 1,555.39 | 1,192.72 | 724.04 |
| Total Borrowing | 5,218.50 | 4,526.33 | 4,083.10 | 3,498.99 | 2,296.16 |
| Amount in ₹ Crore |
Peer Comparison
| Company | Issue Type | Issue Size | Issue Price | PE Ratio | Listing Day Close | Listing Gain/Loss % | LTP |
|---|---|---|---|---|---|---|---|
| Tata Capital Ltd. | Mainboard | ₹15,511.87 Cr | ₹326 | 35.99 | ₹330.50 | +1.38% | ₹354.20 (+1.23%) |
| Laxmi India Finance Ltd. | Mainboard | ₹254.26 Cr | ₹158 | 18.35 | ₹134.11 | -15.12% | ₹112.15 (+1.84%) |
| HDB Financial Services Ltd. | Mainboard | ₹12,500.00 Cr | ₹740 | 27 | ₹840.95 | +13.64% | ₹732.50 (-2.59%) |
| Dar Credit & Capital Ltd. | SME | ₹25.66 Cr | ₹60 | 15.12 | ₹63.95 | +6.58% | ₹49.00 (+1.14%) |
Objects of the Issue
| # | Issue Objects | Est Amt (₹ Cr.) |
|---|---|---|
| 1 | Augmenting capital base to meet Company’s future capital requirements arising out of growth of business and assets | 672.24 |
| 2 | Issue Expenses | 53.73 |
| Total | 725.97 |
About Aye Finance IPO
Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs. The company offers business loans for business expansion, secured by working assets or property, to customers in manufacturing, trading, service, and allied agriculture sectors. The company is serving 586,825 active customers across 18 states and three union territories with significant assets under management. Product Offerings: Mortgage Loans Saral’ Property Loans Secured Hypothecation Loans Unsecured Hypothecation Loans In the six months ended September 30, 2025 and September 30, 2024, and Fiscals 2025, 2024 and 2023, the company had 10,459, 8,388, 9,102, 6,825 and 5,724 full-time employees, respectively, engaged in the operations in India. Competitive Strengths: Leading Lender of Small-Ticket Loans to Micro Scale MSMEs with Comprehensive Product Offerings and Focus on Serving Large and Unaddressed TAM Strong Sourcing Capabilities Supported by a Diversified Pan-India Presence and High Customer Retention Effective Underwriting Methodol
Contact Details
Aye Finance Ltd. AddressM-5, Magnum House-ICommunity CentreKarampuraNew Delhi, New Delhi, 110015+91 124 484 4000secretarial@ayefin.comVisit Website